{"id":9725,"date":"2012-09-17T19:50:16","date_gmt":"2012-09-18T00:50:16","guid":{"rendered":"http:\/\/www.augsburg.edu\/?page_id=9725"},"modified":"2026-07-17T18:51:22","modified_gmt":"2026-07-17T18:51:22","slug":"graduate-loan-chart","status":"publish","type":"page","link":"https:\/\/www.augsburg.edu\/studentfinancial\/loans\/graduate-loan-chart\/","title":{"rendered":"Graduate Loan Chart"},"content":{"rendered":"

Loans with a first disbursement on or after 7\/1\/2026 and before 7\/1\/2027<\/h2>\n
*Interest rates for loans with a first disbursement date on or after 7\/1\/2027 have not yet been published.<\/p>\n

Federal Unsubsidized Direct Loan<\/h3>\n
For the most up to date information please visit Studentaid.gov<\/a>.<\/p>\n
\n
Interest Rate:<\/strong> 8.07% fixed during in-school, grace, and deferment periods<\/li>\n
Origination\/ Guarantee Fees:<\/strong> 1.057% (e.g. if $1,000 is borrowed, $990 will be applied to the student’s Augsburg account)<\/li>\n
Annual Loan Limits:\u00a0<\/strong>$20,500<\/li>\n
Cumulative Loan Limits:<\/strong>\u00a0$138,500 (of which, no more than $65,500 can be subsidized)<\/li>\n
Grace Period:<\/strong>\u00a06 Months<\/li>\n
Repayment Terms:<\/strong> Standard repayment is 10 years following grace period, though other repayment options may be available.<\/li>\n
Deferment\u00a0Options:<\/strong>\u00a0Continued education, disability, and unemployment. Contact your lender for other options.<\/li>\n<\/ul>\nFederal Graduate PLUS Loan<\/h3>\n
Please reference to the Important Federal Loan Changes<\/a> tab for eligibility requirements.<\/p>\n
For the most up to date information please visit Studentaid.gov<\/a>.<\/p>\n
\n
Interest Rate:<\/strong> 9.07% fixed during in-school, grace, and deferment periods.<\/li>\n
Origination\/ Guarantee Fees:<\/strong> 4.228% (e.g. if $1,000 is borrowed, $958 will be applied to the student’s Augsburg account)<\/li>\n
Annual Loan Limits:\u00a0<\/strong>Cost of education less other aid received.<\/li>\n
Cumulative Loan Limits:<\/strong>\u00a0No Cap<\/li>\n
Grace Period:<\/strong>\u00a0No grace period, but parents can request the loan to enter forbearance through the lender.<\/li>\n
Repayment Terms:<\/strong> Repayment begins within 60 days after final disbursement of loan funds. Up to 10 Years.<\/li>\n
Deferment\u00a0Options:<\/strong>\u00a0Contact lender for deferment or forbearance options.<\/li>\n<\/ul>\n
Private\/Alternative Loans<\/h3>\n
\n
Interest Rate:<\/strong> Variable & Fixed, based on credit and income.<\/li>\n
Origination\/ Guarantee Fees:<\/strong>\u00a0Varies by lender.<\/li>\n
Annual Loan Limits: <\/strong>Amount up to Cost of education after all other aid.<\/li>\n
Cumulative Loan Limits:\u00a0<\/strong>Varies by lender.<\/li>\n
Grace Period:<\/strong>\u00a0Varies by lender.<\/li>\n
Repayment Terms:<\/strong>\u00a0Varies by lender.<\/li>\n
Deferment\u00a0Options:<\/strong>\u00a0Varies by lender.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"
Loans with a first disbursement on or after 7\/1\/2026 and before 7\/1\/2027 Interest rates for loans with a first disbursement date on or after 7\/1\/2027 have not yet been published. Federal Unsubsidized Direct Loan For the most up to date information please visit Studentaid.gov. Interest Rate: 8.07% fixed during in-school, grace, and deferment periods Origination\/ …<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":38859,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9725","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/pages\/9725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/comments?post=9725"}],"version-history":[{"count":35,"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/pages\/9725\/revisions"}],"predecessor-version":[{"id":41148,"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/pages\/9725\/revisions\/41148"}],"up":[{"embeddable":true,"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/pages\/38859"}],"wp:attachment":[{"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/media?parent=9725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

Loans with a first disbursement on or after 7\/1\/2026 and before 7\/1\/2027<\/h2>\n*Interest rates for loans with a first disbursement date on or after 7\/1\/2027 have not yet been published.<\/p>\n

Loans with a first disbursement on or after 7\/1\/2026 and before 7\/1\/2027<\/h2>\n
*Interest rates for loans with a first disbursement date on or after 7\/1\/2027 have not yet been published.<\/p>\n